How to scan QR code to pay
With the popularity of mobile payment, scanning code payment has become an indispensable payment method in daily life. Whether it is shopping, dining or transportation, scanning QR codes to pay provides great convenience. This article will introduce in detail the steps, precautions and recent hot topics of scanning QR code to pay, to help you better master this skill.
1. Basic steps for scanning QR code to pay
There are two main ways to scan the QR code to pay:Main scan(Users actively scan the merchant’s QR code) andScanned(The merchant scans the user’s payment code). The following is the detailed operation process:
| step | Main scan (user scans merchants) | Scanned (merchant scans users) |
|---|---|---|
| 1 | Open payment APP (such as WeChat, Alipay) | Open the payment APP and enter the "Payment Code" page |
| 2 | Click on the "Scan" function | Show the merchant the payment code (or numeric code) |
| 3 | Scan the merchant's payment QR code | The merchant scans your payment code with a code scanner |
| 4 | Enter the amount and confirm payment | The system automatically deducts the payment, no need to enter the amount |
| 5 | Enter password or verify fingerprint to complete payment | Payment successful, notification received |
2. Recent hot topics and developments related to scan code payment
The following are the hot topics related to scan-code payment that have been hotly discussed across the Internet in the past 10 days:
| date | hot topics | Main content |
|---|---|---|
| 2023-11-01 | New regulations from the central bank: Adjustment of static collection code limits | The single-day transaction limit for personal static collection codes is reduced to 500 yuan, and dynamic codes are not affected. |
| 2023-11-03 | WeChat Alipay launches “anti-fraud tips” function | Automatically identify risky transactions and pop up warnings when scanning QR codes to pay |
| 2023-11-05 | Digital RMB scan code payment pilot expanded | 10 new cities support digital RMB scan code payment |
| 2023-11-07 | "Double 11" scan code payment peak hits new high | The number of QR code payment transactions exceeded 2 billion in a single day |
| 2023-11-09 | Scan code payment security reminder | Police report multiple cases of "QR code swapping" fraud |
3. Things to note when scanning the QR code to pay
In order to ensure the safety and convenience of scanning QR code payment, please pay attention to the following matters:
1.Check payee information: Before scanning the QR code, confirm whether the merchant’s name and amount are correct.
2.Avoid scanning QR codes from unknown sources: Be wary of QR codes sent by strangers to prevent phishing scams.
3.Turn on payment verification: It is recommended to set up fingerprint or password verification to avoid funds being stolen if the phone is lost.
4.Check your bill regularly: Check payment records in a timely manner and contact platform customer service immediately if any abnormal transactions are found.
5.Protect payment code: The payment code can only be used in person. Do not take screenshots or send it to others.
4. The future trend of scan code payment
With the development of technology, scan code payment will be further integrated into more scenarios. For example:
-Insensitive payment: Automatic deduction through face recognition or license plate recognition.
-Cross-border payment: Support overseas merchants to scan QR codes for payment and simplify the foreign exchange exchange process.
-IoT payment: Smart devices (such as refrigerators and cars) automatically scan QR codes to place orders and pay.
Scanning QR codes to pay not only changes our consumption habits, but also promotes the development of the digital economy. Mastering the correct usage method can make your life more efficient and convenient!
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